Banana Bread Cake with Cream Cheese Frosting – Moist, Spiced & Perfectly Sweet
This Banana Bread Cake is everything you love about classic banana bread—moist, tender, and warmly spiced—elevated with a luscious layer of cream cheese frosting. It’s the perfect dessert for brunches, birthdays, or anytime you want to turn ripe bananas into something truly special.
Introduction: A Comforting Classic with a Bakery-Worthy Upgrade
Banana bread is a beloved staple in many kitchens, and for good reason—it’s simple, satisfying, and a great way to use up overripe bananas. But when you take that same cozy flavor and transform it into a soft, tender cake topped with rich cream cheese frosting, you’ve got something truly magical.
This Banana Bread Cake with Cream Cheese Frosting is a hybrid dessert that combines the best of both worlds: the dense, moist texture of banana bread and the light, fluffy crumb of a classic cake. The frosting adds a tangy-sweet finish that balances the natural sweetness of the bananas and the warmth of cinnamon and nutmeg.
Ingredients Breakdown
Let’s take a closer look at what makes this cake so delicious:
For the Banana Cake:
- All-purpose flour (2 cups)
The structural base of the cake—provides a tender crumb. - Baking soda (1 tsp)
Reacts with the acidity in the sour cream and bananas to help the cake rise. - Ground cinnamon (¾ tsp)
Adds warmth and depth. - Ground nutmeg (¼ tsp)
Enhances the banana flavor with a subtle spice. - Salt (½ tsp)
Balances the sweetness and enhances all the other flavors. - Unsalted butter (¾ cup, softened)
Adds richness and moisture. - Granulated sugar (1 cup)
Sweetens the cake and helps create a light texture. - Eggs (2 large, room temperature)
Provide structure and richness. - Vanilla extract (1 tsp)
Adds a warm, aromatic note. - Mashed ripe bananas (1½ cups, about 3–4 bananas)
The star ingredient—adds natural sweetness and moisture. - Sour cream (½ cup)
Makes the cake extra moist and tender.
For the Cream Cheese Frosting:
- Full-fat brick cream cheese (8 oz, softened)
Tangy and creamy—pairs perfectly with the banana cake. - Unsalted butter (½ cup, softened)
Adds richness and helps create a smooth, spreadable frosting. - Powdered sugar (3 cups, sifted)
Sweetens and thickens the frosting. - Vanilla extract (1 tsp)
Enhances the flavor and balances the tanginess. - Pinch of salt
Rounds out the sweetness and adds depth.
Optional: Add a sprinkle of chopped walnuts or a dusting of cinnamon on top for extra flair.
Equipment Needed
- Mixing bowls
- Hand or stand mixer
- Measuring cups and spoons
- Rubber spatula
- 9×13-inch baking pan
- Whisk
- Cooling rack
- Offset spatula (for frosting)
Step-by-Step Instructions
Step 1: Preheat & Prep
Preheat your oven to 350°F (175°C).
Grease and flour a 9×13-inch baking pan, or line it with parchment paper for easy removal.
Step 2: Mix the Dry Ingredients
In a medium bowl, whisk together:
- 2 cups all-purpose flour
- 1 tsp baking soda
- ¾ tsp ground cinnamon
- ¼ tsp ground nutmeg
- ½ tsp salt
Set aside.
Step 3: Cream the Butter & Sugar
In a large mixing bowl:
- Beat ¾ cup softened butter and 1 cup granulated sugar on medium-high speed for 2–3 minutes, until light and fluffy.
This step is key for a tender, airy crumb.
Step 4: Add Eggs & Vanilla
Beat in:
- 2 large eggs, one at a time
- 1 tsp vanilla extract
Mix until fully incorporated.
Step 5: Add Bananas & Sour Cream
Mix in:
- 1½ cups mashed ripe bananas
- ½ cup sour cream
The batter may look slightly curdled at this stage—don’t worry, that’s normal.
Step 6: Combine Wet & Dry
Gradually add the dry flour mixture to the wet ingredients.
Mix on low speed until just combined—do not overmix.
Tip: Overmixing can lead to a dense cake. Stop as soon as the flour disappears.
Step 7: Bake
Pour the batter into the prepared pan and smooth the top.
Bake for 25–30 minutes, or until:
- The top is golden
- A toothpick inserted in the center comes out clean or with a few moist crumbs
Let the cake cool completely in the pan on a wire rack before frosting.
Step 8: Make the Cream Cheese Frosting
In a large bowl, beat together:
- 8 oz softened cream cheese
- ½ cup softened butter
Mix on medium speed until smooth and lump-free.
Gradually add:
- 3 cups sifted powdered sugar
- 1 tsp vanilla extract
- Pinch of salt
Beat on low at first, then increase to high speed until the frosting is light and fluffy.
Step 9: Frost & Serve
Spread the frosting evenly over the cooled cake using an offset spatula or the back of a spoon.
Slice into squares and serve.
Optional: Garnish with chopped nuts, banana chips, or a sprinkle of cinnamon.
Serving Suggestions
Perfect for:
- Brunches and potlucks
- Birthday parties
- Afternoon tea
- Holiday dessert tables
Pair with:
- A cup of coffee or chai
- A scoop of vanilla ice cream
- A drizzle of caramel sauce
Presentation Tip: Serve on a white platter with banana slices and a dusting of cinnamon for a bakery-style look.
Variations to Try
Want to make it your own? Try these delicious twists:
Chocolate Chip Banana Cake
Fold in ½ cup mini chocolate chips before baking.
Coconut Banana Cake
Add ½ cup shredded coconut to the batter and top with toasted coconut flakes.
Banana Nut Cake
Stir in ½ cup chopped walnuts or pecans for crunch.
Gluten-Free
Use a 1:1 gluten-free flour blend and ensure all other ingredients are certified gluten-free.
Storage and Make-Ahead Tips
- Make-Ahead: Bake the cake a day in advance and frost just before serving.
- Refrigerate: Store frosted cake in an airtight container in the fridge for up to 5 days.
- Freeze: Freeze unfrosted cake for up to 2 months. Thaw overnight and frost before serving.
Tip: Bring to room temperature before serving for the best texture and flavor.
Nutrition Notes (Per Slice, ~1 of 12)
- Calories: ~420
- Protein: ~4g
- Carbohydrates: ~45g
- Fat: ~25g
- Sugar: ~30g
- Sodium: ~180mg
- Fiber: ~1g
This cake is:
- Moist and tender
- Sweet and spiced
- Perfectly portioned
- Great for sharing
Final Thoughts
This Banana Bread Cake with Cream Cheese Frosting is more than just a way to use up ripe bananas—it’s a celebration of comfort, flavor, and homemade goodness. Whether you’re baking for a special occasion or just because, this cake is sure to become a favorite in your recipe collection.